Policies and Fees
Since I do not accept reimbursement directly from insurance companies except Medicare, the payment of my full fee is due at the time of your session, unless you are a Medicare recipient. I am set up to accept payment through HSA and FSA credit and debit cards. I also accept most major credit cards. Cash pay and checks are welcome as well. Unless you pay me by other means at the time of our session, my medical records and billing system will automatically charge your credit card on file the evening after each session.
INSURANCE AND Out-of-Network Benefits
The only insurance I am considered “in-network” with is Medicare. However, your insurance company will still likely reimburse you for at least a portion of my fee through out-of-network benefits. Here’s how it works:
Most insurance providers offer out-of-network benefits, which are a way for you to be reimbursed for health care expenses that are provided by people who have not agreed to accept a discounted rate from the insurance company (or be “in-network”). Out-of-network benefits typically cover a percentage of your costs, somewhere between 40% on the low end and up to 100%.
If you wish to use out-of-network benefits, you will still pay me directly at our session, and I will provide you with a receipt called a "superbill" that has all the information needed for your insurance company to reimburse you. You will then turn this information in to your insurance company and they will reimburse you. It is your responsibility to discuss with your insurance company how much coverage you have and what your deductible is for out-of-network providers.
If this sounds like a lot of hassle, there is a service called Better that can do this for you. All you need to do is take a picture of your insurance card and the superbill I give you, and Better does the rest. They do take a small percentage of what they insurance company reimburses you, but you don’t have to talk to your insurance company. You can learn more here:
Please inform me if you intend to request reimbursement for your sessions from your insurance company. If you are using out-of-network benefits, I will have to issue a mental health diagnosis. We can discuss the implications of this together in session or prior to your appointment by phone.
Motor Vehicle Insurance
If your pain and/or emotional distress is due to a motor vehicle accident, and you have an open claim, motor vehicle insurance may reimburse you for what you pay for my services. Please contact them directly, and I can provide you with any documentation that you may need in order to obtain reimbursement from them.
If your injury and/or emotional distress is due to a work-related injury and you have an open case, workers’ compensation may reimburse you for the fees you pay me. Please check with your case representative or QRC to learn whether this is the case. I am happy to provide any documentation needed to help you get reimbursed.
Fees are due at the time of service. My fees are as follows:
First session/Intake (60 minutes): $205
Individual follow-up session (45 minutes): $155
Individual follow-up session (60 minutes): $205
Extended follow-up session (90 minutes): $255
We will discuss at your intake session the appropriate length of follow-up sessions for you.
I treat individuals age 18 and older.
Late Cancel and No-show Fees
If you cannot attend your appointment, I require 24 hour notice according to business hours. For example, if your appointment is at 8 am on a Monday, you must inform me by 8 am Friday.
I charge my full fee for no-show and late cancel appointments as I am reserving this time specifically for you and I do not take on more clients than I can handle in order to “pad the schedule” in case people do not show. I may waive this fee in case of an emergency. I define emergency as an “unavoidable and unexpected event or situation.” Whether your situation is an emergency is at my discretion. I require a credit card that is not an HSA or FSA card on file in the event that I need to charge a no-show or late cancel fee.
In the case that you cannot physically be at my office during your scheduled appointment time, but you are available, we may hold a telemedicine appointment instead. Please see the Telemedicine section of this site for more details.
For most people, weekly psychotherapy is most beneficial, at least during the first several months of therapy. As we move toward wrapping up our work together, meeting less frequently may be advised. If you are frequently cancelling appointments, we may discuss whether this is the right time for you to commit to psychotherapy or whether I am a good fit for you as a therapist.
You must inform me if you are a Medicare recipient as there are certain policies we must follow that differ from the above.
Notice of Privacy Practices
You can find my Notice of Privacy Practices here.
You can find my Informed Consent document here.
More information on my practice policies can be found here.